What this policy covers and why
This policy applies to the data we handle when you create, use, or close an account from India or any other place where local law permits access. We may collect contact details, account identifiers, device and browser data, cookie signals, and request records so we can
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verify your instructions, keep the service working, and meet legal duties. When payments are made through UPI, Paytm, PhonePe, or Google Pay, we may store transaction references and status updates for reconciliation and dispute handling; we do not keep more than we need for those purposes.
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We use the same data to protect accounts from unauthorised access, detect abnormal use, and answer privacy requests. If laws change, we update this policy and replace the earlier version on the page so you can see what changed.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.